SAJBER OSIGURANJE ZA MALA I SREDNJA PREDUZEĆA
Ključne reči:
Sajber osiguranje, Procena rizika, Određivanje cene premije
Apstrakt
U radu su nakon uvoda koji oslikava sajber prostor prikazom nekoliko njegovih karakteristika, izložene osnove upravljanja rizikom, kako bi se ukazalo na značaj sajber osiguranja u tom procesu. Dalje je dat pregled postojećih polisa sajber osiguranja, iz ugla pokrića, ali i izuzetaka. Poslednje poglavlje opisuje metodologiju procene nivoa rizika preduzeća koje aplicira za sajber osiguranje i proračuna cene premije, na koju utiču brojni faktori.
Reference
[1] https://en.wikipedia.org/wiki/Cyberspace (pristupljeno u avgustu 2022.)
[2]https://www.statista.com/statistics/617136/digital-population-worldwide/ (pristupljeno u avgustu 2022.)
[3] Cyber Attack Trends, Check Point’s 2022 Mid-Year Report, Check Point Research
[4] https://gdpr.eu/what-is-gdpr/ (pristupljeno u avgustu 2022.)
[5] A. Marotta et al, “Cyber-insurance survey”, Computer Science Review, Maj 2017.
[6]https://www.munichre.com/topics-online/en/digitalisation/cyber/cyber-insurance-risks-and-trends-2022.html (pristupljeno u avgustu 2022.)
[7] Закон о рачуноводству: 73/2019-11, 44/2021-4, "Службени гласник РС", April 2021.
[8]https://single-market-economy.ec.europa.eu/smes/sme-definition_en#modal (pristuplje u avgustu 2022.)
[9]https://www.privreda.gov.rs/lat/ministarstvo/organizaciona-struktura/sektor-za-razvoj-malih-i-srednjih-preduzeca-i-preduzetnistva (pristupljeno u avgustu 2022.)
[10]https://www.forbes.com/sites/chuckbrooks/2022/01/21/cybersecurity-in-2022--a-fresh-look-at-some-very-alarming-stats/?sh=3c1a8e716b61 (pristupljeno u avgustu 2022.)
[11] “Cybersecurity in the Remote Work Era: A Global Risk Report”, Ponemon Institute, Oktobar 2022
[12]https://www.ibm.com/downloads/cas/RDEQK07R#:~:text=The%20average%20total%20cost%20of%20a%20data%20breach%20in%20the,average%20number%20of%20breached%20records. (pristupljeno u avgustu 2022.)
[13] NIST SP 800-30, “Guide for Conducting Risk Assessments”, NIST, Septembar 2012.
[14] https://www.iso.org/standard/75281.html (pristupljeno u avgustu 2022.)
[15]https://hyperproof.io/resource/cybersecurity-risk-management-process/#:~:text=and%20manage%20risk.-,What%20is%20Cybersecurity%20Risk%20Management%3F,has%20a%20role%20to%20play. (pristupljeno u avgustu 2022.)
[16] S. Romanosky et al, “Content Analysis of Cyber Insurance Policies: How do carriers write policies and price cyber risk?”, SSRN Electronic Journal, Mart 2017.
[17]https://www.abi.org.uk/products-and-issues/choosing-the-right-insurance/business-insurance/cyber-risk-insurance/ (pristupljeno u avgustu 2022.)
[18] https://respect-serbia.rs/cyber-i-it-osiguranje/ (pristupljeno u avgustu 2022.)
[19]https://www.abi.org.uk/globalassets/sitecore/files/documents/publications/public/2016/cyber-insurance/making-sense-of-cyber-insurance-a-guide-for-smes.pdf (pristupljeno u avgustu 2022.)
[20] https://www.ncsc.gov.uk/cyberessentials/overview (pristupljeno u avgustu 2022.)
[21]https://advisorsmith.com/business-insurance/cyber-liability-insurance/cost/ (pristupljeno u avgustu 2022.)
[22]https://www.techtarget.com/searchsecurity/news/252434612/Cybersecurity-insurance-breaks-coming-for-Apple-Cisco-customers (pristupljeno u avgustu 2022.)
[23]https://bonitet.com/buducnost-sajber-osiguranja-ima-li-koga-na-golu/ (pristupljeno u avgustu 2022.)
[2]https://www.statista.com/statistics/617136/digital-population-worldwide/ (pristupljeno u avgustu 2022.)
[3] Cyber Attack Trends, Check Point’s 2022 Mid-Year Report, Check Point Research
[4] https://gdpr.eu/what-is-gdpr/ (pristupljeno u avgustu 2022.)
[5] A. Marotta et al, “Cyber-insurance survey”, Computer Science Review, Maj 2017.
[6]https://www.munichre.com/topics-online/en/digitalisation/cyber/cyber-insurance-risks-and-trends-2022.html (pristupljeno u avgustu 2022.)
[7] Закон о рачуноводству: 73/2019-11, 44/2021-4, "Службени гласник РС", April 2021.
[8]https://single-market-economy.ec.europa.eu/smes/sme-definition_en#modal (pristuplje u avgustu 2022.)
[9]https://www.privreda.gov.rs/lat/ministarstvo/organizaciona-struktura/sektor-za-razvoj-malih-i-srednjih-preduzeca-i-preduzetnistva (pristupljeno u avgustu 2022.)
[10]https://www.forbes.com/sites/chuckbrooks/2022/01/21/cybersecurity-in-2022--a-fresh-look-at-some-very-alarming-stats/?sh=3c1a8e716b61 (pristupljeno u avgustu 2022.)
[11] “Cybersecurity in the Remote Work Era: A Global Risk Report”, Ponemon Institute, Oktobar 2022
[12]https://www.ibm.com/downloads/cas/RDEQK07R#:~:text=The%20average%20total%20cost%20of%20a%20data%20breach%20in%20the,average%20number%20of%20breached%20records. (pristupljeno u avgustu 2022.)
[13] NIST SP 800-30, “Guide for Conducting Risk Assessments”, NIST, Septembar 2012.
[14] https://www.iso.org/standard/75281.html (pristupljeno u avgustu 2022.)
[15]https://hyperproof.io/resource/cybersecurity-risk-management-process/#:~:text=and%20manage%20risk.-,What%20is%20Cybersecurity%20Risk%20Management%3F,has%20a%20role%20to%20play. (pristupljeno u avgustu 2022.)
[16] S. Romanosky et al, “Content Analysis of Cyber Insurance Policies: How do carriers write policies and price cyber risk?”, SSRN Electronic Journal, Mart 2017.
[17]https://www.abi.org.uk/products-and-issues/choosing-the-right-insurance/business-insurance/cyber-risk-insurance/ (pristupljeno u avgustu 2022.)
[18] https://respect-serbia.rs/cyber-i-it-osiguranje/ (pristupljeno u avgustu 2022.)
[19]https://www.abi.org.uk/globalassets/sitecore/files/documents/publications/public/2016/cyber-insurance/making-sense-of-cyber-insurance-a-guide-for-smes.pdf (pristupljeno u avgustu 2022.)
[20] https://www.ncsc.gov.uk/cyberessentials/overview (pristupljeno u avgustu 2022.)
[21]https://advisorsmith.com/business-insurance/cyber-liability-insurance/cost/ (pristupljeno u avgustu 2022.)
[22]https://www.techtarget.com/searchsecurity/news/252434612/Cybersecurity-insurance-breaks-coming-for-Apple-Cisco-customers (pristupljeno u avgustu 2022.)
[23]https://bonitet.com/buducnost-sajber-osiguranja-ima-li-koga-na-golu/ (pristupljeno u avgustu 2022.)
Objavljeno
2022-12-07
Sekcija
Inženjerstvo informacionih sistema
